Finances

Managing your money when downsizing your lifestyle or preparing for retirement. Topics include releasing home equity, budgeting strategies, pensions, investments and reducing insurance costs.

Downsizing Your Life by Clever Budgeting

Cut your spending by tracking every dollar in and out, then watch your savings grow while living smaller.

Giving Money to Your Children Before You Die

Decide whether to give money to your children now or wait until you die, and how to protect your own retirement.

Income from the Equity in Your Home

You can tap into your home's value without moving by selling part of it to a finance company through an equity release plan.

Making Charity Donations

Give to charity smarter by using tax relief and payroll donations to maximise what your chosen organisation actually receives.

Saving on Insurance Policies

Cut insurance costs by reviewing your policies, bundling coverage, shopping around at renewal time, and checking membership deals.

Taking in a Lodger to Help Your Cashflow

Renting out a spare room to a lodger can boost your income without major expenses or tax worries up to a certain limit.

Using Stocks, Shares and Investments

How to make smart investment choices when planning to downsize and secure your financial future.

Using Your Pension to Downsize

Use your pension to fund an early downsize by exploring job and private pension options before retirement age.